Top Citibank Credit Cards to apply for in 2024

Citibank offers a range of lifestyle, shopping, fuel, and travel credit cards that are tailored to meet your requirements. You can enjoy attractive cashbacks, discounts, air miles, and so on. You even earn reward points for every purchase you make. Even if you’re paying utility bills, booking flight tickets, or shopping, you save more by using a Citibank credit card. Although a variety of lifestyle credit cards are offered by Citibank, we will look specifically into two of their popular ones: Citi Premiermiles Credit Card and Citi Rewards Credit Card.

Features and Benefits of Citi Premiermiles Credit Card:

Citi Premiermiles Credit Card is a credit card that is specially made for travelers who love their wanderlust. Citi Premiermiles credit card offers access to both domestic and international airport lounges. It also provides special offers and discounts on hotel bookings, flight bookings, and car hire. This makes your travel and journey much more efficient and easy for you.

Citi Premiermiles credit card’s key features and benefits are tailored to suit your needs as a traveler on your long travels. They are as follows:

  • Earning with Each Spending – You can earn up to 4 miles per spending of a minimum of Rs. 100.
  • Bonus Miles – You can avail yourself of 10,000 miles after spending Rs. 1,000 within 60 days of card activation as a welcome bonus and 3,000 bonus miles on card renewal.
  • No Expiry on Miles – Your miles are never going to expire. This gives you zero rush to spend them.
  • Complimentary Air Travel – You can acquire premium services of ‘Premier Miles’ which provides complimentary air travel all over the globe.
  • Air Mile Benefits – For every airline transaction you make above Rs. 100 at the official website of Premier Miles and selected partner’s hotel bookings, you get 10 air miles.

Features and Benefits of Citi Reward Credit Card

Citi Reward Credit Card is a Citibank credit card that is claimed to be the best in the market by many. It is because of its exclusive perks and offers that it seems like there is no end to the rewards and benefits.

Citi Reward Credit Card comes with exciting offers and benefits. Citi Reward Credit Card has the following to offer:

  • Immediate Redemption – You can easily and instantly redeem your reward points through SMS against every transaction.
  • Welcome Bonus – You can receive 1,500 bonus points on your first transaction made within 30 days of your card issuance. You can receive 1000 bonus points on your first transaction made within 60 days of your card issuance.
  • Worldwide Partnership – You can get exclusive discounts and offers across 90 countries globally.
  • Never Expiring Rewards – The reward points that you collect have no expiration date on them. So, you can now keep collecting them as long as you want.
  • Easy Pay – If your card has the Citi Contactless Card feature, you can tap on it to make payments at the terminals accepting them. Furthermore, transactions below Rs. 2,000 do not require your PIN (Personal Identification Number).

To Sum Up:

With credit cards, you don’t have to worry about the amount you have in your savings and can always borrow credits from the issuer which can be easily paid back through installments. Although there are several credit cards available in the market, there is definitely a Citibank credit card that can easily fit according to your lifestyle and expenses as they offer a wide range of credit cards. However, do remember to compare various credit cards before choosing one for yourself.

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